1. Purpose of the Angel Investor List The Angel Investor List and associated materials (including PDFs, reports, WhatsApp groups, emails, booking tools, and shared resources) are provided for informational, relational, and networking purposes only. They do not constitute investment advice, financial advice, legal advice, fundraising guarantees, or an offer or solicitation of securities. All decisions regarding investments, fundraising, or partnerships remain solely your responsibility. Personal data processed in connection with the Angel Investor List is handled in accordance with the Privacy Policy (UK & EU GDPR).

2. No Guarantees Access to the Angel Investor List, the WhatsApp group, or any shared connections does not guarantee funding, introductions to investors, business partnerships, or commercial outcomes. The value of this space lies in relationships, context, and connection, not promised results.

3. Nature of the WhatsApp Group Conscious Capital Circle is a private, relationship-led space. By joining, you agree to engage respectfully and professionally, avoid spam or mass pitching, refrain from unsolicited direct messages without consent, and respect confidentiality and discretion. Participation is a privilege, not an entitlement. The group owner reserves the right to remove participants without notice if behaviour is misaligned with the group’s purpose or integrity.

4. Confidentiality & Data Protection All conversations, introductions, and shared materials within the group are considered confidential. You agree not to share private discussions externally, redistribute member information, or use the group for contact harvesting or cold outreach. The handling of personal data within the group is subject to applicable data protection laws, including UK GDPR and EU GDPR, as outlined in the Privacy Policy.

5. Paid Diagnostic Calls Any Paid Diagnostic Call offered or referenced is a professional assessment service. It is not therapy, coaching, financial advice, legal advice, or medical advice. Fees are non-refundable except where required by law. The facilitator reserves the right to decline requests where misalignment is identified.

6. Intellectual Property All materials shared, including written content, frameworks, methodologies, and language, are the intellectual property of Zhivka unless otherwise stated. Materials may not be reproduced, distributed, or repurposed for commercial use without prior written permission.

7. Limitation of Liability To the fullest extent permitted by law, Zhivka and associated platforms are not liable for any direct or indirect losses arising from participation in the Angel Investor List, WhatsApp group, or related services. You assume full responsibility for your actions, decisions, and outcomes.

8. Changes to These Terms These Terms & Conditions may be updated periodically without prior notice. Continued participation constitutes acceptance of the revised terms.

9. Acceptance By downloading materials, joining the WhatsApp group, booking a Paid Diagnostic Call, or engaging with associated services, you confirm that you have read, understood, and agreed to these Terms & Conditions and the Privacy Policy (UK & EU GDPR).